商业银行社区金融发展模式研究-工商管理专业论文.docxVIP

首都经济贸易大学硕士学位论文 首都经济贸易大学硕士学位论文 商业银行社区金融发展模式研究 Abst ract 111 recent ye躺，也e百obal economy h嬲been in recove巧硪er t11e econ0血c翻sis， C址na嬲me woddts seCond la玛eSt economy，is n0 eXception．Wim me adⅥmcement of也e pr0Cess of de印ening refo册．of CKm’s econonly，嬲Chi啮’s eCono血c maillstay of commercial b锄kS，deVelopment Inode cl瑚呜e is imp酬ve，me deVelop脒Int of commuIli够residents嬲恤ta玛et group haS become an i11eVitable痂豫nCial c0衄m证ty．As a pioneer of c0啦muni锣f．m觚ce W．ells F哪o mnk讨fourm in弱sets of the US b锄玉【ing induS仃ym趾agil玛$1．3 trillion in鹤sets，eXperienced by也e Subp血m mo啦age觚d le、1eraged tra璐actio璐triggered byⅡlB global f．m粗Cial crisis，勰set m锄gement not oIlly did not shrjm【and bec加1e也e n瑚曲er one bank pro触bility，and h鹤become the bam炯ark fbr co衄ercial bahks to le锄． E砌y 2013，MinSheng B锄k姐d a few other C0咖nerCial b锄l【s l锄ched a stIldy t0 develop tlle commllni锣of W|e11s Fa唱。血趾cial b00m．W池血e end of the special branch of也e China B锄kiI玛R-egula：to巧Co姗[nission issued也e”0n the small强d medium commerCial baIl|蹬t0 set up comm血够bl?龇lches，small and micr0 b栩功出in ma：tte瑙 related t0 r10tiCe，”a te_xtme text a嘶buted t0 me Commulli够B龇1k commercial bank bra玳m category觚d is not a high cdbiIlet busilless． F吣the econ砌c enVironment and也e Sta：tllS of 01】r c0Inmercial b缸Il【ing ope枷onS c撕ed out in-depth趾alysis，followed by Cm姐’s commercial b觚l【s pointed out也e necessit)r of u玛ent opemtional transf．0mation and deVelopment of co删n_uIl毋 ‰Ce．Th鸭a砌)，ze恤development of Co姗州锣丘啪cial si饥觚on觚d梳es． Finally，by studyiIlg me eXpcri∞ces of Am耐can coInm岫r development b锄b，proposed the development of ChiIlats commercial baI墩s sh(llld le锄f如m me f．mancial commuIli坝 and the stat峪quo of communit)r fi衄ncial deVelopment趾ld problems fkh培our couIl仃y’ put forward re鹤onable proposals锄d co删e加∞嬲ures． Keywords：Comm硼i够fi加ncial convenience store；Co删nun毋Branch；Conlmur岫 FiIlancial；Communi锣Banl【 Ⅱ 万方数据 首都经济贸易大学硕士学位论文 首都经济贸易大学硕士学位论文 商业银行社区金融发展模式研究 目录 第一章绪论 1 1．1研究背景 l 1．