个人住房贷款政策对房地产市场的影响研究.docVIP

个人住房贷款政策对房地产市场的影响研究 Influence of Individual Housing Loans Policy on Real Estate Market 黄万成HUANG Wan-cheng (华南理工大学工商管理学院，广州510641) (School of Business Administration， South China University of Technology, Guangzhou 510641, China) 摘要院金融政策的调整对房地产业发展有重要影响，这一点在许多国家已 经得到证实，在中国也逐步成为政府调节房地产业发展的手段。近年来，个人住 房贷款政策随着房地产调控政策的出台而随之变化，木文研宄中国个人住房贷款 政策调整在对房地产市场的影响，并对如何促进房地产行业的发展，做出相关建 议。 Abstract: It has been confirmed in many countries that the adjustment of the financial policy has an important influence on thedevelopment of real estate industry, and it also gradually becomes the government regulation of the