美国富国银行资料文档.pptVIP

Virtual Store虚拟商店 A small retailer would pay about $48,000 for an Internet server and start-up services. A medium to large size merchant would pay anywhere from $60,000 to $140,000. Merchants were expected to gain from additional sales and savings from avoiding hard copy catalog costs. The solution was expected to take 30 days to install and test. Industry observers were impressed. Bill Burnham, senior analyst for Piper Jaffray, said in Financial Net News, Wells is really grabbing the bull by the horns and making transactions happen. Theyre acquiring the whole transaction, getting the profits, while providing extra banking services. 一个小型零售商可能会为网络服务器和启动服务支付48,000美金。一个中型到大型的批发商可能会支付6万到14万之间。批发商能够从因为避免了困难的目录福音成本而增加的销售和节省中获利。这个解决方案预计需要花30天的时间来安装和测试。行业观察员对此印象深刻。Bill Burnham，Piper Jaffray的高级分析师，在金融网络新闻中说：“wells真正抓住了要害并且在进行改变，他们在提供特殊的银行也服务时，获得整体的交易和利润。” Online Banking Safety Concerns在线银行安全考虑 -Although it online transactions were just as safe as those completed by mail, telephone, or in person, consumers were concerned about security, a fear that could limit the success of Internet banking. Many consumers feared that they would be vulnerable to Internet fraud if they decided to use the Internet as a means to banking. Furthermore, in a recent survey, Intuit, the home PC software producer best known for its popular Quicken software package, found that the number one fear of consumers who considered using the Internet for banking was cyber fraud. 尽管在线交易和通过邮件，电话或者由人亲自进行的交易一样安全，客户还是会关注安全性，担心安全性可能会限制网络银行的成功。许多客户担心如果他们使用因特网作为一种进行银行交易的方式，会容易受到网络诈骗的攻击。更进一步的，在最近的一个调查统计中，Intuit，一个家庭电脑软件提供商，该提供商因为其流行的Quicken软件包而闻名，发现使用因特网进行银行交易的客户的担心中第一位的就是“网络诈骗”。 Online Banking Safety Concerns在线银行安全考虑 There are three tiers on which online security needs to be maintained: (See Exhibit 7) 在维持在线的安全性时，有三层需要考虑（见表7） Where information is sent from the customers PC to the Internet server Where information is transferred from the Internet banking server to the banking customer database Where direct logon