商业银行企业社会责任研究-金融学专业论文.docxVIP

商业银行企业社会责任研究 摘 要 本文第 1 章首先阐述了企业社会责任的定义，介绍了其在当代银 行业的发展状况和对银行业长期发展的重要意义。第 2 章简要的从理 论上分析了内、外部因素对银行履行社会责任的影响，说明了履行企 业社会责任既是外部利益相关者对银行的要求，也是银行自身寻求可 持续发展的内在需要。 第 3 章结合数据用实证分析方法研究了社会责任的履行与银行 的财务盈利能力、规模大小和母国经济发展水平的关系，得出了下列 基本结论：社会责任的履行与银行的财务盈利能力存在正相关关系， 与银行的规模没有确定的关系，而与银行母国的经济发展水平存在显 著的正相关关系。 第 4 章首先简单介绍了发达国家银行业的公司治理概况，接着重 点介绍了两家典型的西方银行——渣打集团和荷兰合作银行——在 履行企业社会责任方面的特色，总结了它们带给我们的启示。第 5 章 阐述了中国银行业在企业社会责任领域所取得的成绩，也剖析了存在 的不足。 第 6 章为结论章，它结合前文的理论分析、国际性银行的先进经 验和国内银行的现状对中国银行业如何更好的履行企业社会责任给 出了建议和主张，包括：与中国的国情紧密结合；积极吸取国际先进 经验；通过大力发展可持续性融资提升银行的核心竞争力。 关键词：商业银行，企业社会责任，利益相关者，核心竞争力 A R E S E A R C H A B O U T C O M M E R C I A L B A N K S ’ C O R P O R A T E S O C I A L R E S PO N S I B I L I T I E S ABSTRACT Chapter 1 first elaborates the relevance of corporate social responsibilities (CSR) to the modern banking industry and how it has evolved over time are introduced. Then, a theoretical account is given regarding the definition of CSR. Chapter 2 analyses the role that internal and external factors play in CSR, leading to a conclusion that CSR is both inherently requested by banks’ stakeholders and also needed by banks themselves for long-term, sustainable development. Chapter 3 is devoted to empirical analysis of the relationships between CSR and 3 key parameters of a bank—its profitability, size and the economic well-being of its home market. The conclusions are that a bank’s CSR performance tends to be positively related to its profitability and the economic development level of its home market while the relationship between CSR performance and the bank’s size is not statistically significant. Chapter 4 first briefly talks about governance of banks in developed countries. The focus is given to the CSR performance of two leading western banks—Standard Chartered Group and RaboBank, and what lessons might be learnt from them. Chapter 5 reviews what has been achieved by Chinese banks in their CSR endeavors and what remains to be improved. Chapter 6 is the conclusion of the thesis and reco