孟加拉房地产融资问题，程序与展望.docVIP

本科毕业论文（设计） 外 文 翻 译 原文： Real Estate Financing in Bangladesh: Problems, Programs, and Prospects Objectives of the Study Real estate financing is a relatively new concept in Bangladesh. Researching on this issue is even newer in our country. A few comparative studies have been conducted on housing finance, and most publications are “status reports” offered without an analytic framework. One of the weaknesses of the existing comparative studies is the poor quality of the data – a consequence of the delayed changes in the governance of housing. Till date, to our knowledge, two studies have been conducted so far, one by Asian Development Bank (ADB) in 1993 and the other by UNDP/UNCHS (Habitat) in 1998 which have shaded some lights on this issue, unfortunately most of the information used in these studies is now outdated. The basic objective of this study is to understand the real estate financing sources and the problems associated with the available financing options in Bangladesh. To accomplish this objective, following specific objectives have been covered: 1. To examine various formal and alternative sources of real estate financing in Bangladesh 2. To discuss some major issues and problems in expanding formal housing finance system in Bangladesh 3. To critically evaluate some important policy measures necessary to resolve these problems 4. To identify strategies that can contribute to the development of real estate financing in Bangladesh Status of Real Estate Financing in Bangladesh McKinney, Jr. (1952) has identified four sources of real estate financing (in order of contribution) during the housing boom in the United States, such as savings and loan associations followed by commercial banks, insurance companies, and mutual savings banks. Edwards, (1964) has also pointed out that savings and loan associations by continue to grow more rapidly than other mortgage lenders, is the dominant force in the home mortgage markets. In spite of an increasing focus on ur