中国城市住房市场发展的长效机制研究.docx

中国城市住房市场发展的长效机制研究 冯长春王思竹 北京大学城市与环境学院北京大学不动产研究鉴定 中心 摘要： 文章从传导机制分析房地产的需求与发展，剖析1986年以來房地产市场监管调 控政策效应，探讨建立我国城市住房市场可持续发展的长效机制。在此基础上， 从城乡统筹发展和保障发展权出发，建立区域一城市的“人一业一地一财 （钱）”相挂钩的建设用地政策；以城市或城市群为核心，因地因城，建立“业 —人一地一房”联动，差别化的“土地、金融、财税、投资”政策;建立城镇居 民住房梯度供应和消费体系和逐级过滤多层次的住房保障体系，摸清家底，搞 好规划，发展住房租赁市场，多渠道新建经济租赁住房;规范金融和中介市场运 行，去杠杆，遏制投机;制定规范和标准，发展绿色节能房地产产品，建设宜居 社区等五个方面，提出构建城市住房发展长效机制的思路框架。 关键词： 住房市场;调控政策;“业一人一地一房”联动;长效机制; 作者简介：冯长春（1957-），男，北京大学不动产研究鉴定中心主任，北京大 学城市与环境学院教授，博士生导师，研究方向：土地利用与房地产经济、城市 与区域规划； 作者简介：王思竹（1991-），女，北京大学城市与环境学院硕士研究生，研究 方向:城市规划、房地产经济。 Research on Long一term Mechanism of Urban Housing Market Development in China Feng Changchun Wang Sizhu College ofUrbanand Environmental Sciences. Peking University; Abstract： First of all, this paper analyzes the demand and development of the real estate in terms of transmission mechanism; Then dissects the effect of market regulation and regulation policies in the real estate since 1986; on that basis, it discuss the Iongterm mechanism of establishing sustainable dcvclopment of urban housing market. The writer takes the coordinated development of urban and rural areas and the security of the right to development as the starting point to establish a built-up land policy of region-city in which people industry、land house and property are 1 inked; The paper takes city or urban agglomeration as its core to cstablish a policy, in which there is a linkagc of industry、 people、 land and house according to the difference between the land and cities and the difference of land、finance^ tax and investment; And to establish tow nhouses graded supplement and con sumption sys tem and a multi - layered housing guarantee system in step filtrati on, making resources clear, memaging a good plan and developing the rental housing market and building low-cost houses in many ways; Regulate the run of finance and agency market, to conduct de-leverage and curb speculation; Make regulations and standards and develop green energy saving real estate products and bui