纯正地道美语第158期（外教讲解）谈论医疗保险.docVIP

听力课堂,开放式英语学习平台！www.TingC 学英语，练听力，上听力课堂。【免费英语听力下载】 - PAGE 2 - 纯正地道美语 第158期(外教讲解):谈论医疗保险 A : Hey honey, how was your day? B: It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam. A: Why? What happened? B: Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s. A : Yeah, you’re right. We aren’t getting any younger and our kids are getting older. B: Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too. A :Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money. B: Well, we don’t have any pre-existing illnesses or conditions, so we should be fine. A: I wish our company or country provided us with healthcare. B: Not in a million years! run into 偶然碰见 I nearly run into a bus when it stop suddenly in front of me. 前面一辆公共汽车突然停住，我险些撞上。 a bit of 有点 jam n. 困难 look into 调查 A working party has been set up to look into the problem. 已成立工作组调查该问题。 health maintenance organization是“health maintenance organization(医疗保健组织)”的缩写 co-pay 医疗费 coverage n. 保险项目 deductible n. 可减免的东西, 扣除条款 when it comes to在……方面 【拓展词汇】 prescription n.处(药)方，(开的)药;开处(药)方 exclusion n. 除外责任条款, 保险契约不包括的项目 healthcare 医疗保险 premium n. 保险费 coinsurance n. 共同保险, 共同担保 A :亲爱的，今天过得如何? B :还行。我碰见比尔了，我们说了会儿话。他现在有些困难。 A: 为什么?发生什么事了? B: 他儿子出了车祸，但是比尔没有医疗保险。这使我思考我们是不是应该调查下不同的医保组织。 A: 你说得对。我们不再年轻，孩子也在变老。 B :是啊，我在网上搜索了，找到了2家保健组织，它们的医疗费很低而且保险项目很好。扣除条款也很低。 A: 听起来不错，但是你认为我们适合保险吗?这些保险公司一旦涉及到钱就十分贪婪。 B: 我们没有先天性的疾病和症状，所以应该适合保险。 A: 我希望我们的公司或是单位能为我们提供医保。 B: 一百万年内都别指望了。