电子商务英语第二版课件.pptVIP

4.1 Online Payment Basics4.1网上结算基础 An important function of electronic commerce sites is the handling of payments over the Internet. Most electronic commerce involves the exchange of some form of money for goods or services. In this chapter, you will learn about a number of online payment alternatives that are available to individual consumers. 电子商务网站的一个重要功能就是处理网上结算业务。多数电子商务都涉及以某种形式的货币来交换产品和服务。本章将介绍个人客户可采用的网上结算方式。 Online payment systems for consumer electronic commerce are still evolving. A number of proposals and implementations of payment systems currently compete for dominance. Regardless of format, electronic payments are far cheaper than mailing paper checks. Electronic payments can be convenient for customers and can save companies money. Estimates of the cost of billing one person by mail range between $1 and $1.50. Sending bills and receiving payments over the Internet can drop the transaction cost to an average of 50 cents per bill. The total savings is huge when the unit cost is multiplied by the number of customers who could use electronic payment. For example, a telephone company in a major metropolitan area might have 5 million customers, each of whom receives a bill every month. In one year, a savings of 50 cents on each of those 60 million bills adds up to about $30 million. The environmental impact is also significant. Those 60 million paper bills weigh about 1.7 million pounds. It takes 2200 trees to make that much paper-along with the energy consumed and the wastes generated in the paper-making process. 目前电子结算系统的实施尚在不断发展和变化中。现在有多种相互竞争的电子结算系统的建议和实施方案，但无论哪种方案电子支付都比邮寄支票便宜很多。电子制服能方便顾客，还能节约公司的成本。据估计，从一个人那里收款的处理成本约为l－1.5美元，而网上的处理成本可降到50美分。用单位节约成本乘以用电子结算的顾客数量，你会发现总的节约成本是非常巨大的。例如，一家大都市的电话公司有500万客户，每人每月都会接到账单。 每张账单节约50美分，每年6000万账单就可以节约3 000万美元。另外，它对环境保护的意义也很大。6000万账单重达170万磅，需要2200棵树，还不算造纸过程中消耗的能源及产生的污染。 4.1.2 the Modes of Electronic Payment 4.1.2 电子结算的方式 Today, four basic ways to pay for purchases dominate both traditional and electronic