浅谈保险公司内部审计及其风险防范.docxVIP

浅谈保险公司内部审计及其风险防范 ——以中国人寿股份有限公司为例 学生姓名： 学 院： 专 业： 班 级： 学 号： 指导老师： 盐城师范学院毕业论文 浅谈保险公司内部审计及其风险防范 ——以中国人寿股份有限公司为例 摘 要 从改革开放以来，经过三十多年的持续快速发展，保险业取得了举世瞩目的成就，机构种类越来越多，业务结构越来越复杂，覆盖面越来越广，社会影响越来越大，已逐步成为经济的助推器和社会的稳定器。但是伴随着保险业的发展壮大，操 作风险、市场风险、管理风险等各类风险也在滋生和积聚。自我国加入 WTO以来，一些资金力量雄厚、经验丰富的国外保险公司也纷纷涌入中国，使国内保险市场竞 争日趋激烈。因此，面对存在的各类风险以及激烈的竞争环境，研究保险公司内部审计及其风险防范已成为一个十分重要的课题。 本文绪论部分主要介绍了保险公司内部审计的研究背景、意义以及国内外研究成果，随后介绍了内部审计的定义，特征以及保险公司内部审计的重要性，从而探讨了保险公司内部审计存在的问题以及相关建议性措施；最后，以中国人寿股份有限公司为例，分析中国人寿在内部审计上存在的问题并提出风险防范措施，得出结论，并对今后整个保险行业提出展望。 【关键字】：内部审计；审计风险；防范控制 盐城师范学院毕业论文 On the internal audit and risk management of insurance company --the example of China Life Insurance Limited Abstract Since reform and opening up, after thirty years of sustained and rapid development, the insurance industry has made remarkable achievements, we have more kinds of organizations, business structure more and more complex, insurance coverage is more and more wide, social influence is more and more big, has gradually become the promoter of economic and social stabilizer. But along with the development of the insurance industry, operational risk, market risk, management risk, etc all kinds of risks are also in the growth and accumulation. Since Chinas accession to the WTO, some strong capital strength, rich experience of foreign insurance companies also poured into China, the increasingly fierce competition in domestic insurance market. Therefore, in the face of existing all kinds of risks and fierce competitive environment, the insurance company to prevent and control of audit risk become a very important subject In this paper, the introduction part as long as introduced in this paper, the research background, significance and research results at home and abroad, then introduces the definition of internal audit, characteristics and the importance of the insurance company internal audit, and probes into the problems existing in the insurance company internal audit and related proposed measures; At the same time, through