征信系统公共政策全球概况.pptVIP

Two Key Public Policy Objectives两个关键的公共政策的目标 Promote development of credit information 促进信用信息的发展 Public good aspects of information 信息公众受益 Network externalities 网络向外延伸性 Importance of credit data for bank stability 信用数据对稳定银行系统的重要性 Protect consumer rights 保护消费者权益 Privacy rights, esp. for individuals 隐私权，尤其是个人 Promote competitive markets 促进发展自由竞争的市场 Public policy objectives both complementary and in conflict公共政策的目标相互补充和制约 To develop fully, information sharing requires appropriate privacy, confidentiality protections 实现完全的信息共享需要适度的隐私机密的保护 Development of credit reporting facilitates access to