我国中小企业融资渠道问题研究.docxVIP

我国中小企业融资渠道问题研究 摘要：十八大特别是十八届三中全会以来，民营经济发展取得了长足进步，但是融 资难融资贵还面临着诸多问题。民营中小企业信贷的充足度，满足度大概也就是在 30%左 右，这实际上对它的整体需求是远远不够的。部分企业因为资金紧张，甚至发生了一些企 业的偿债危机，出现跑路的现象。究其原因是我国资本市场发展不健全，融资渠道不畅通， 发展水平过低的问题。本文从中小企业融资渠道现状出发，分析了我国中小企业在发展过 程中融资的困难成因，并对这些问题提出了一些见解。 关键词：中小企业；融资困难；应对措施 ABSTRACT The 18th CPC National Congress especially since Third Plenary Meeting of the 18th Session of CPC，,the private economic development has made considerable progress, but SMEs financing facing many problems in the further development and also spending high costs. Adequacy of private lending to, the satisfaction is probably around 30%