个人理财规划外文翻译文献编辑.doc

文献信息： 文献标题：A Study of Personal Financial Planning Process and Socio-Economic Decision-Making in Households（个人理财规划过程与家庭社会经济决策研究） 国外作者：S Shah，AS Bhatt 文献出处：《Social Science Electronic Publishing》,2016 字数统计：英文2308单词，13376字符；中文4089汉字 外文文献： A Study of Personal Financial Planning Process and Socio-Economic Decision-Making in Households AbstractIn the current era, planning of finance is assuming extreme importance as myriad financial products are available and individuals? demands are increasing. Personal financial planning is a process which outlines one?s financial objectives and takes financial decisions in a manner that his goals are achieved. The process of financial planning and decision-making in household has been studied independently by various researchers. However, these are essentially intertwined in nature. In view of this, the researchers have undertaken the task of understanding whether individuals followed the Personal Financial Planning process consciously and whether this was linked to household decision-making, especially in the social and economic areas. This paper also examines gender inequality in household decision-making and how household decision-making evolves with time. The study was conducted in the Ahmedabad district of Gujarat, and a sample size of 196 respondents was selected on judgmental basis to meet the objective of the study. The response rate was 78% (n=150) which is considered to be acceptable for a research study. The sample size was equally split between males and females. The survey was carried out in June- July, 2014.Analysis has been done by using Analysis of Variance (ANOVA), Binary Logistic Regression and Chi-square. It was found that age influences components of Personal financial planning (PFP) like determining one?s financial objectives, knowledge of finance, satisfaction regarding current economic status, and retirement planning. Likewise, gender, income, education, profession and marital st