第2讲 国际结算的信用工具：票据 Negotiable Instruments讲解材料.ppt

第2讲;本讲内容;支付工具;一、票据综述;Function of Negotiable Instruments As a means of payment As a credit instrument As a transferable instrument Essentials of a negotiable instrument: An unconditional order or promise in writing to pay a sum certain in money Addressed by one person to another Payable to a specific person or bearer or to order Payable on demand or at a definite future time ;（二）票据的特性;（二）票据的特性;Features of Negotiable Instruments;（三）票据法;;（四）票据的当事人; B、持票人和善意持票人 持票人(Holder) 善意持票人(Bona fide Holder) 取得票据时善意地付出对价的 取得的票据合格、完整、不过期 不知票据曾被退票过 不知前手的权利缺陷 除非有相反证据证明，否则所有的持票人都被认为是善意持票人。;善意持票人受到法律的保护，他获