新编金融英语教程第十二章.pptxVIP

;;;;12.2 Key Points;;;;attract deposits bank run bills discounting certificates of deposit (CDs) checking?account commercial banking core capital credit unions derivative securities equity capital financial assets ;make loans middle business money multiplier effect mortgage loans mutual funds net interest income non-interest incomes off-balance-sheet assets origination?fee ;1. However, as efforts were made to eliminate the barriers to regional competition and expansion in the banking industry in the early and mid-2000s, the largest banks generally raised their return on equity