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【1】Insurance is the sharing of _______(1). Nearly everyone is exposed
______(2) of some sort. The house owner, for example, knows that his
_______(3) can be damaged by fire; the ship owner knows that his vessel
may be lost at sea; the breadwinner knows that he may die by ________(4)
and ________(5) his family in poverty. Onthe other hand, not every house
is damagedby fire or every vessel lost at sea. If these persons each put
a ________(6) sumof moneyinto a pool, there will be enough to _______(7)
the needs of the few who do suffer ________(8). In other words the losses
of the few are met from the contributions of the _______(9). This is the
basis of ________(10). Those who pay the contributions are known as
________(11) and those who administer the pool of the contributions as
insurer.
The ________(12) for an insurance naturally depends on how the risk
is to happen as suggested ________(13) past experience. If the companies
fix their premiums too ________(14), there will be more competition in
their branch of insurance and they may lose _________(15). On the other
hand, if they makethe premiums too low, they will not have _________(16)
and may even have to drop out __________(17) business. So the ordinary
forces of supply and __________(18) keep premiums at a proper ________(19)
to both insurers and those who _________(20) insurance.
【2】Motivation is the“ driving force within individuals that impels them
to action. ” And goals are the sought-after results _______(1)
motivated behavior.
Motivation can be either positive or negative ________(2) direction.
We may feel a driving force toward some object or condition,
_________(3) a driving force away from some object or con
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