商业银行管理peterrossChapter18.pptVIP

Chapter Eighteen;Key Topics;Consumer Lending;Performance and Chargeoffs by Bank Category, 12/2004;Types of Consumer Loans;Residential Mortgage Loans;Nonresidential Loans: Installment Loans;Noninstallment Loans;Credit Card Loans;Credit Card Regulations;Debit Cards;Outstanding Consumer Debt as a Percent of Disposable Income;Consumer Debt Service Ratio;Characteristics of Consumer Loans;Evaluating a Consumer Loan Application;Credit Bureaus;Credit Scoring;18-*;Laws and Regulations Applying to Consumer Loans;Ethics in Banking Box: Identity Theft ;Predatory Lending and Subprime Loans;Real Estate Loan