互联网金融下的中小企业融资模式分析.docxVIP

PAGE PAGE I 互联网金融下的中小企业融资模式分析 摘 要 企业在生产运营当中势必会涉及到资金的运转，而企业为了使资金的使用率得到提高，以及扩大自身的生产规模等等的时候，往往会采取相应的融资措施，使企业获得额外的资本让企业得到更大的发展。虽然融资有着诸多的渠道以及各自的融资模式，各种融资方式其所取到的效果以及弊端也不相同，但是现今我国中小型企业却陷入融资困难的现象，造成企业资金运作紧张，从而影响到企业的运营生存。不过互联网金融的出现为中小企业提供了新的融资渠道，有助于中小企业的发展。 本文就对互联网金融背景下中小企业融资模式创新进行研究，探究现今中小企业融资状况，了解目前我国中小企业融资存在融资不足问题，并对中小企业的融资困难原因加以论述，同时对互联网金融下对中小企业的融资模式进行分析，了解互联网金融对中小企业融资模式带来的支持作用，实施相关的案例分析了解互联网金融如何被中小企业所使用，并在本文的最后对中小企业融资模式的完善等给与相应建议，促使中小企业融资模式得以健全。 关键词：互联网金融；中小企业；融资模式；融资创新 ABSTRACT Enterprises will inevitably involve in the middle of the production operation to capital operation, the enterprise in order to make the use of funds, improve, and expand their scale of production, and so on, tend to take corresponding financing measures, make the enterprise get extra capital allows businesses to get a bigger development. Although financing has many channels and their financing, various financing ways which take into effect and drawbacks were different, but the current our country the phenomenon of financing difficulty of small and medium-sized enterprises are in, straining enterprise capital operation, so as to affect the operation of enterprise survival. However, the emergence of Internet finance has provided new financing channels for small and medium-sized enterprises, which is conducive to the development of small and medium-sized enterprises. Under the background of this article is about the Internet financial study of small and medium-sized enterprise financing innovation, explore the small and medium-sized enterprise financing status, understand the current our country small and medium-sized enterprise financing problems in financing, and the reason about the small and medium-sized enterprise financing difficulties, at the same time on the Internet for small and medium-sized enterprise financing mode of financial analysis, understand the Internet financial function of support to small and medium-sized enterprise financing model, implementation of the relevant case