我国企业融资租赁的现状及创新发展方向.pdfVIP

摘 要 在现代贸易中，融资租赁作为一种新的第三方设备的采集与管理的投资 服务，1950 年起源于美国，由于其在加速折旧方面的独特优势，促进了技术 进步，提高了产品竞争力。自产生以来,世界经历了快速的发展在西方发达国 家它已经成为继银行信贷之后的第二大金融工具，被称为发达国家的朝阳产业 和新经济启动者。 近几年随着我国市场经济的不断开放和深化，在扩大业务范围，体积和增 长率等方面，我国金融租赁业取得了长远的进展和同时累积了大量的经验。融 资租赁在满足市场需求方面起着积极的作用缓解公司的财务压力，促进了生产 和销售的双赢，同时刺激市场的潜在活力。 本文基于融资租赁的现状,进而对融资租赁进行分析，最后得出融资租赁 创新的发展模式。本文回顾了相关理论,通过分析金融租赁行业的总体发展和 国内外发展趋势，以及我国融资租赁产业发展现状,提出了融资租赁的实用性。 关键字： 融资租赁，现状，发展方向 ABSTRACT In modern trading, the financial leasing as a new investment service in third-party equipment acquisition and management, was originated in 1950s in the United States, because of its unique advantages in accelerating depreciation, promoting technological improvement, and improving product competitiveness, it experienced rapid development in the world since born . In western advanced countries, it has now become the second largest financial tools after bank credit, plays an important role in capital marke known as “sunrise industry” and “new economy promoter” in developed countries. In recent years, with continuous opening up and deepening of market economy in China, the domestic financial leasing industry has made significant progress and experienced expand in business coverage, volume and growth rate etc. Financial leasing plays a positive role in meeting market demand, alleviating financial pressure of the company, boosting win-win for production and marketing, and stimulating potential vitality of the market. This research is based on the situation of financial leasing to analyze the existing problems. In order to promote the development of financial leasing, this paper reviewed related theories and put forward some suggestions. Followed by stu