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Aust * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * How to Develop a Comprehensive Family Insurance Plan? – Learn from abroad! Susie Zhang 如何做好家庭全保方案 Have you ever considered immigration? Social Welfare in Different Countries Medical Welfare of Different Countries UK US Germany Australia Japan Canada National- all medical coverage by NHS Private Medical Service by personal insurance (8%) Public medical service to special people Public/private medical service by employer or personal insurance National- all medical coverage by SHI Private Medical Service by personal insurance (8%) National- all medical coverage by medicare card Private Medical Service by personal insurance (45%) 70-90% medical coverage by government 10-30% by personal insurance 100% medical coverage by government () Medicine ambulance by personal insurance Education Welfare of Different Countries Pension Reserves VS GDP of Different Countries Prepare For a Rainy Day 陈增友，87版红楼梦投资人，为该剧组投资250万人民币，如今企业破产，靠低保和社会捐赠生活 小马奔腾董事长李明因心肌梗塞猝死，由于未能按照约定时间上市，根据婚姻法24条规定，其遗孀金燕将要承担2亿元的债务。 Family Wealth Protection is Critical I will buy sufficient life insurance to make sure every one of my family is billionaire. - Li Ka-Shing What is insurance? Life insurance is not to assure your life, but to assure the “earning power”. This earning power will disappear due to disability, death or getting old, but can be sustained by economic support. This support is life insurance. --- Ma Yinchu in 1930s Insurance Density Depth in Different Counties 大家好， 欢迎到此单元 Family Wealth Quadrants by Standard Poor Short-term reserves Risk Control High-yield investment Robust-yield investment 3-6 months living cost reservation Basic necessities of life. Critical Illness Insurance Medical Insurance Accidental Insurance Insurance cost to avoid critical risks. Stock Fund Real Estate …… Pension plan Education plan Annuity insurance Trust Bonds …… Family Wealth Quadrants Life Insur