中小企业财务风险管理存在问题及对策的研究——以山西汾阳市银河金属结构工程有限公司为例+访谈记录.docVIP

PAGE PAGE 25 财务风险管理存在问题及对策的研究 ——山西汾阳市银河金属结构工程有限公司 摘 要 在现在的社会发展中，竞争越多就意味着机会越多，但面临的挑战也就越来越多，随之而来的问题也就会越来越多。中小企业要想在现在这种经济环境中很好的生存下来，就肯定要有很多的钱作为支撑，因为信誉低，筹集资金对现阶段的公司而言很难，所以只能找银行贷款或寻找短期并且利息特别高的贷款，就算筹集到了一定的资金，同时也就加大了公司的债务，这样就会给给企业的经营造成一定的困难，但这也就意味着会给公司带来一定的财务风险。 山西汾阳市银河金属结构工程有限公司面临着财务风险管理方面的诸多问题：风险意识薄弱；资本结构不合理；财务风险预警机制够不完善等问题，本文通过对山西汾阳市银河金属结构工程有限公司的调查分析，针对山西汾阳市银河金属结构工程有限公司在财务风险管理方面提出了一些合理化的建议。 文中涵盖四个部分，最重要的就是对山西汾阳市银河金属结构工程有限公司目前面对的问题进行分析概括和总结，并挨个对应写出他们的应对措施，给予公司发展更好的建议 关键字：财务风险管理 财务风险 对策 Financial Risk Management Problems And Countermeasures ——Shanxi fenyang yinhe metal structure engineering co. LTD Abstract In todays social development, more competition means more opportunities, but more challenges and more problems will follow. Small and medium-sized want to survive in the environment is good, there a lot of money as a support, because of the low credibility, to raise money for the company at the present stage is difficult, so I can only looking for a bank loan or looking for short term and particularly high interest loans, even if raised a certain amount of money, but also increases the companys debt, so it will certainly to cause the enterprise the management difficulty, but it also means will certainly bring to the companys financial risk. Shanxi fenyang yinhe metal structure engineering co., ltd. faces many problems in financial risk mangemet: weak risk awareness; Unreasonable capital structure; The internal control system is not perfect; Through the investigation and analysis of shanxi fenyang yinhe metal structure engineering co., LTD., this paper puts forward some reasonable Suggestions on the financial risk management of shanxi fenyang yinhe metal structure engineering co., LTD. This paper covers four parts. The most important part is to analyze, summarize and summarize the current problems faced by shanxi fenyang yinhe metal structure engineering co., LTD., and write coreponding countermeasures one by one to give better Suggestions for the development