安徽众源新材料股份有限公司融资问题探究.docxVIP

摘要 对于中国经济而言，中小企业发展是经济稳定的增长引擎，是满足就业需求的水库，是促进技术发展的牵引车。在我国众多企业里面，百分之九十以上的企业属于中小企业，同时推进了百分之八十以上的城镇劳动就业。其中，工业企业是中小企业经济的不可缺少的组成部分之一，随着企业的发展壮大，融资难融资贵问题成为约束企业成长的一大因素。尽管我国为此出台了相应的政策来协助中小工业企业解决发展过程中融资难的问题。但中小企业的融资问题是受多方面因素影响的，考察这些因素不难发现，既有经济转型导致的，也有与企业自身的经营状况有关，更与社会整体经济环境有关，比如金融体系过渡扩张和多元化的倾向。甚至当前的金融体系并未注意到中小企业在经济发展中的价值，这也在一定程度上造成了这一现象。本文介绍了融资相关理论基础，从我国中小工业企业融资现状入手，引用安徽众源新材料股份有限公司代表中小工业企业作为研究样本，在对其融资过程进行审视时，最终发现其存在诸多问题，进而深入考察其成因，在尝试使用融资相关理论的基础上，对现有的融资问题提出若干有益建议。 关键词：中小企业，工业企业，融资问题，对策建议 ABSTRCT For Chinas economy, the development of small and medium-sized enterprises is an engine of stable economic growth, a reservoir to meet employment demand, and a tractor to promote technological development. Among many enterprises in our country, more than 90% of them belong to small and medium-sized enterprises, and more than 80% of them are employed in urban areas. Among them, industrial enterprises are an indispensable part of the economy of small and medium-sized enterprises. With the development and expansion of enterprises, the problem of financing difficulty and high cost has become a major factor restricting the growth of enterprises. Although China has issued corresponding policies to help small and medium-sized industrial enterprises to solve the financing problem in the development process. However, the financing problems of small and medium-sized enterprises are affected by many factors, not only related to the economic transformation, but also related to the operating conditions of small and medium-sized enterprises, and some related to the excessive expansion and diversification in the previous years. Of course, it is also related to the fact that the financial system has not yet realized the useful value of SMEs and provided useful financial markets and products, especially some non mainstream financing models and systems. This paper introduces the theoretical basis of financing, starting with the current situation of financing of small and medium-sized industrial enterprises