Credit Risk Management Data Service platform_v1学习资料 参考.pptxVIP

Credit Risk Management Data Service StationBusiness Product DefinitionCorporate Financial Data Service StationThe Chinese Corporate Financial Data Service Station provides the credit data analysis and full-caliber comparison for all Chinese listed and public bond-issuing enterprises to realize the precise positioning of each enterprise in China Credit Risk Matrix, and present the real credit risk of the financing parties to investors.User ClassificationInvestors ? The information of financing enterprises is not standardized, complete, or updated in time? Lack of scientific analysis models for credit risk identification? Lack of awareness of new entrants to the market area and industry risks? Insufficient control over the overall risk of the entire marketFinanciers ? Lack of awareness of various financing channels? Lack of robust platform to show its strength and then lead to financing difficulties? Lack of systematic and scientific control of self-credit management? Cannot play the most effective role of debt financing to control risksRegulators? Cannot effectively prevent the chain credit risk caused by credit relationship? Lack of effective monitor methods for regional and industry-wide overall credit dynamics analysisCustomer DemandInformation Requirements ? Standardized credit information? Corporate credit risk disclosure? Regional risk? Industry risk? Chain credit risk? Overall market status and developmentAnalysis Tool Requirements ? Thought? Model? SoftwareReal-time Response Requirements? Connect with internal analysis models and management systems? Real-time tracking, prompting, and alarming? Automatic response to man-machine cooperationThe Top Ten Core Technologies of Financial Holdings? Credit Rating Map? Simulation Prediction? Debt Source Deviation? Maximum Security Debt Quantity Boundary? Credit Rating Matrix? Realizable Asset Price Assessment? Debt Source and Liabilities Balance Sheet? Credit Rating and Capital Transaction Price Scale? Credit Rating Dat