第二章家庭理财基础.pptx

第二章 家庭理财基础;第一节 个人理财的家庭因素;第一节 个人理财的家庭因素;一、家庭的一般理解;家庭的概念;家庭功能;家庭规模;家庭结构;二、家庭财权支配模式和类型;盘剥型;三、家庭财力支配模式;民主协商制;;轮流“执政”制;集权制;第二节 家庭生命周期与理财;一、家庭生命周期概念;家庭生命周期表;二、个人生命阶段及理财产品需求;生涯规划与理财活动;三、生命周期理论在个人理财中的应用;四、生命周期理论的实际演示;第三节 个人理财价值观;一、个人理财价值观概述;理财价值观的一般状况;家庭的三种生活价值取向;二、理财境界九“段”;三、四种典型的价值观;四、树立正确的理财观;第四节 个人理财目标及原则;一、个人理财目标;个人理财目标概述;个人/家庭三大理财目标;实现理财目标应注意的要素;理财目标体系的特点;二、设定理财目标的顺序;三、 家庭生命周期阶段的理财目标;四、个人理财原则;本章总结;本章总结;本章总结;1、Genius only means hard-working all ones life. (Mendeleyer, Russian Chemist)? 天才只意味着终身不懈的努力。20.8.58.5.202011:0311:03:10Aug-2011:03 2、Our destiny offers not only the cup of despair, but the chalice of opportunity. (Richard Nixon, American President )命运给予我们的不是失望之酒，而是机会之杯。二〇二〇年八月五日2020年8月5日星期三 3、Patience is bitter, but its fruit is sweet. (Jean Jacques Rousseau , French thinker)忍耐是痛苦的，但它的果实是甜蜜的。11:038.5.202011:038.5.202011:0311:03:108.5.202011:038.5.2020 4、All that you do, do with your might; things done by halves are never done right. ----R.H. Stoddard, American poet做一切事都应尽力而为，半途而废永远不行8.5.20208.5.202011:0311:0311:03:1011:03:10 5、You have to believe in yourself. Thats the secret of success. ----Charles Chaplin人必须相信自己，这是成功的秘诀。-Wednesday, August 5, 2020August 20Wednesday, August 5, 20208/5/2020 6、Almost any situation---good or bad---is affected by the attitude we bring to. ----Lucius Annaus Seneca差不多任何一种处境---无论是好是坏---都受到我们对待处境态度的影响。11时3分11时3分5-Aug-208.5.2020 7、Although the world is full of suffering, it is full also of the overcoming of it.----Hellen Keller, American writer虽然世界多苦难，但是苦难总是能战胜的。20.8.520.8.520.8.5。2020年8月5日星期三二〇二〇年八月五日 8、For man is man and master of his fate.----Tennyson人就是人，是自己命运的主人11:0311:03:108.5.2020Wednesday, August 5, 2020 9、When success comes in the door, it seems, love often goes out the window.-----Joyce Brothers成功来到门前时，爱情往往就走出了窗外。11:038.5.202011:038.5.202011:0311:03:108.5.202011:038.5.2020 10、Life is measured by thought and action, not by time. ——Lubbock 衡量生命的尺度是思想和行为，而不是时间。8.5.20208.5.202011:0311:0311:03:1011:03:10 11、To make a las