河南亚星地产融资方式分析-金融-毕业论文.doc

摘 要 近年来，我国房地产行业经久不衰，带动着我国多方面产业经济的发展，其发展程度关乎着国家的经济和人民的生活水平。关于我国房地产行业和房地产行业融资方式的相关政策不断调整，现在房地产行业中许多公司面临着融资等一系列的问题。而大量的资金贯穿于房地产整个行业链，是支撑房地产行业发展的保障，所以房地产行业的融资是必不可少的。然而房地产行业的一些公司的融资渠道比较狭窄，融资方式也比较单一，容易造成融资困难，影响房地产行业的资金链。在房地产行业的整体融资情况中，多元化融资不够普遍，融资的选择在公司的发展过程中至关重要，对融资方式进行分析具有重大意义。 通过分析河南亚星地产的融资方式，了解公司的融资情况。从资金来源、资金性质、资金期限分析河南亚星地产融资的财务效果，了解资金的使用情况。发现河南亚星地产由于股利政策制定不当导致现金股利比例过高，仅以银行贷款作为资金的主要来源。所以公司应调整股利政策，提升流动资金的比例，使更多的的资金留存在企业，为公司的长久发展提供保障。 关键词：融资方式；资本结构；融资结构；多元化融资 Abstract In recent years, Chinas real estate industry has been growing for a long time, driving the development of Chinas industrial economy in many aspects. Its development degree is related to the countrys economy and peoples living standards. With the continuous adjustment of the relevant policies of the real estate industry and the financing mode of the real estate industry, many companies in the real estate industry are facing a series of problems such as financing. And a large amount of funds throughout the real estate industry chain is the guarantee to support the development of the real estate industry. However, the financing of the real estate industry is indispensable. Some companies in the real estate industry have narrow financing channels and relatively single financing methods, which easily cause financing difficulties and affect the capital chain of the real estate industry. In the overall financing situation of the real estate industry, diversified financing is not common enough. The choice of financing is very important in the development of the company. It is of great significance to analyze the financing methods. Through the analysis of the financing methods of Yaxing Real Estate in Henan Province, we can understand the financing situation of the company. This paper analyses the financial effect of real estate financing in Yaxing, Henan Province, from the sources, nature and duration of funds, and understands the use of funds. It is found that the improper dividend policy of Yaxing Real Esta