商业小额信贷投资——蓝色果园基金的经验.pptx

Commercial Microfinance investments The experience of BlueOrchard Finance 商业小额信贷投资——蓝色果园基金的经验 ; Microfinance 小额信贷 No charity, but the provision of financial services (credit, savings, insurance, etc) to a specific business segment of emerging markets : the micro-enterprises 并非施舍，而是提供金融服务（信用，储蓄，保险等）给特定用户即微型企业的新兴市场 Powerful tool to lift people out of poverty : small business growth, job creation, positive spill-over on health, education, housing and dynamic inter-generation progress 使人们脱离贫困的有利工具：发展小商业，创造就业机会，对健康的积极影响，教育，住房与动态的代际发展 No contradiction between desired social impact and commercial approach: profitability is key to sustainable and growing outreach of microfinance 在预期的社会影响与商业途径之间不存在矛盾：利润是小额信贷覆盖人口增长与可持续发展的关键 ;International capital markets 国际资本市场 Microfinance market is huge and needs are largely unmet. The only long term source of funding able to meet global demand is the capital markets. Donor money and public subsidies will not be sufficient. 小额信贷市场庞大且很大需求仍未得到满足。资本市场是唯一能够长期满足全球需求的资金来源。捐款资金与公共补贴则是非常有限的。 While domestic capital markets should become the main driver of growth of local microfinance, international capital markets do play an important role (complementary offering, diversification, international awareness, image building, catalytic effect) 国内资本市场将会成为本地小额信贷增长的主要驱动，国际资本市场扮演了重要的角色（供给补充，多样化，国际认可，形象建设，催化影响） ;BlueOrchard Finance – mission 蓝色果园基金—使命 To contribute to the development of a fairer world for all through support to the expansion of microfinance worldwide… 致力于通过推进小额信贷的全球化，创造一个更公平的世界… By bridging the gap between microfinance field operators and international capital markets 架接小额信贷操作者与国际资本市场的桥梁 ;BlueOrchard Finance – a focused approach 蓝色果园基金—重点方针 To strive to be a leading global private commercial asset management company specialized in Microfinance investments 努力成为专注于小额信贷投资的全球领先的国际私人商业资产管理公司 To create and develop financial investment products meeting the needs and requirements of both microfinance institu