决策者、大金融科技公司和联合国可持续发展目标.docxVIP

Dialogue on Global Digital Finance Governance Technical Paper 3.1 Policymakers, BigFintechs and the United Nations Sustainable Development Goals Artem Sergeev, Douglas Arner, Kuzi Charamba Asian Institute of International Financial Law - University of Hong Kong The findings of the Dialogue on Global Digital Finance Governance are packaged into three thematic areas: Theme 1 BigFintechs and their impacts on sustainable development Technical Paper 1.1 BigFintechs and their impacts on sustainable development Technical Paper 1.1B BigFintechs and their impacts on macroeconomic policies Technical Paper 1.2 Digital currencies and CBDC impacts on least developed countries Theme 2 Corporate governance innovations Technical Paper 2.1 BigFintechs and the UN SDGs: the role of corporate governance innovations Theme 3 BigFintechs and international governance, policymaking and the SDGs Technical Paper 3.1 Policymakers, BigFintechs and the United Nations Sustainable Development Goals Technical Paper 3.2 BigFintechs and international governance, policymaking and the UN Sustainable Development Goals: the SDGs in the international governance of finance Technical Paper 3.3 A principles-based approach to the governance of BigFintechs Executive Summary This technical paper examines existing regulatory frameworks relating to BigFintechs (BFTs) and their positive and negative impacts on the United Nations Sustainable Development Goals (the SDGs), with a particular focus on regulatory initiatives in relation to or originating from developing countries. The paper begins by highlighting the significant potential of BFTs in contributing to the SDGs through financial inclusion and provision of financial services. However, BFTs also create unique risks to the financial system as a result of platform economics and tendencies toward market concentration and dominance, misuse of data and gaps in existing regulatory standards. In response to these risks and opportunities, domestic and international