中小企业融资问题分析及对策.pdfVIP

中小企业融资问题分析及对策 摘 要 随着社会主义市场经济的快速发展以及市场经济体制的逐渐健全， 中小企业已经逐渐成为了国民经济的一块重要拼图。并且，在就业稳 定、科技创新与社会和谐稳定等方面，中小企业也发挥着不可替代的 作用。然而，尽管如此，中小企业的发展前景依然不尽乐观。其中， 中小企业融资难的问题是影响中小企业发展的主要问题。因此，对中 小企业融资问题进行讨论研究，有助于促进中小企业的长久发展。 本文对中小企业的问题进行了较为深入的研究。本文介绍了一些与 中小企业融资相关的基本知识和理论，以分析原因和对策为核心，从 企业自身，银行机制以及政府政策三个方面来研究中小企业融资难的 问题，并以庄吉集团资金链断裂危机作为案列，进行具体分析。 本文的研究结论有助于分析中小企业融资难的问题，并对促进中小 企业稳定发展，社会经济稳定增长提供一定帮助。 关键词：中小企 融资 原因 对策 庄吉集团 ABSTRACT With the rapid development of the socialist market economy and the gradual improvement of the market economic system, small and medium-sized enterprises(SMEs) have gradually become an important jigsaw puzzle of the national economy. Moreover, SMEs play an irreplaceable role in the aspects of employment stability, technological innovation and social harmony and stability. Nevertheless, the prospect of SME development is still not optimistic. Among them, SME financing is the main problem affecting the development of SMEs. Therefore, the discussion and research of SME financing will help to promote the long-term development of SMEs. This article has carried on the thorough research to the small and medium-sized enterprises question. This paper introduces some basic knowledge and theories related to the financing of SMEs, and analyzes the problem of financing difficulties in SMEs from three aspects of the enterprise itself, the banking mechanism and the government policy, and makes a specific analysis on the case of the financial chain fracture crisis of Judger Group. The conclusion of this paper is helpful to analyze the difficulty of financing for SMEs, and help to promote the stable development of SMEs and the steady growth of social economy. Keywords: SMEs Financing Reason Countermeasures Judger Group