某韩国银行咨询报告.pptx

Information Action Plan Summary Report;1. Information Action Plan Overview;;;The ISP project is making five major recommendations that will significantly change Bank X. The goal of today’s meeting is to confirm with you the recommendations shown below and to request your support as we move forward.;2. The Future: the case for change;;Bank X current applications represent only 38%* of the applications it will need to lead in the future. Yet at the current pace of application building and IT expenditure, it may take 8-12 years to complete identified applications.;From a technology perspective, Bank X has no choice but to move forward or fall behind. New technologies such as parallel processing, data warehouse, decision support, and electronic banking are changing the competitive landscape.;;3. Strategic Application Projects;To support Bank X’s growth objectives, we recommend focusing IT resources on customer relationship, profitability management and risk management applications.;Focus on mid-sized corporations Focus on middle-to-upper class individuals Satisfy buyer values, particularly competitive price ;;The Credit Control projects will enable Bank X to expand the number of credit applications processed, and improve customer service, while maintaining control over credit risk.;The New Channel Strategy project will develop the strategic direction for use of new distributionchannels at Bank X. ;The ALM Risk Management project will provide the systems for Bank X to measure and control risk.;The Financial Management project will improve the timeliness, consistency and accuracy of financial reports, whilst the Sales Marketing Management project will provide improved external information on the market and customers views of Bank X.;Customer segment profitability model Calculates customer’s current and potential value to the bank based on financial behaviour and similarity to profiles of profitable customers Customers grouped into value-based segments;Information Ac