网络银行的前景.pptxVIP

“The Outlook for Internet Banking”“網上銀行的前景”David CarseDeputy Chief ExecutiveHong Kong Monetary Authority香港金融管理局副總裁簡達恆The outlook for internet banking網上銀行的前景The overall situation 整體發展情況The situation in Hong Kong 香港的發展情況The HKMA’s regulatory approach 金管局採取的監管方法Conclusions 結論Is it really the “Age of the Internet”? (1)我們是否真的已進入“互聯網年代”? (1)A year ago many people (including me) believed that the internet would revolutionize banking 一年前，許多人(包括我在內)都認為互聯網會令銀行業出現革命性轉變The mood is now much more realistic and indeed pessimistic 當前的市場氣氛已變得比較實事求是，甚至是悲觀Is it really the “Age of the Internet”? (2)我們是否真的已進入“互聯網年