绿色金融体制下商业银行金融服务创新对策研究.pdfVIP

摘 要 进展绿色金融是我国商业银行金融服务创新的重要战略，对社会经济进展和生态环境爱护有 着深刻意义。虽然目前国内商业银行绿色金融服务创新的状况良好，绿色金融在银监会等其他机 构部门的大力支持下有辽阔的进展前景，但法律制度的不健全、信息资源的不对称、产品的单一 选择等问题都给商业银行创新之路增加了难度。在这条金融创新之路上，商业银行不仅要转变以 往传统的进展理念，逐渐形成新的可持续进展经营模式，还要积极稳固后部力量，加强组织机构 建设，挖掘、培养优秀人才和专业团队，深入市场调研为金融产品的推陈出新做充分的准备。银 行外部的激励和扶持政策、绿色金融的法律规章制度也都是商业银行金融服务创新所需要的支撑 和保障条件。政府部门和社会各方应积极发挥自身的职能和作用，完善相关财税政策和经济扶持 政策，努力构建绿色金融法律体系，搭建多方位的信息交流平台为投资者提供更良好的市场环 境，以促进商业银行绿色金融服务的实践与创新。 关键词：绿色金融； 商业银行； 金融创新 Abstract The development of green finance is an important strategy for the innovation of financial services in Chinas commercial banks, which is of great significance to the social and economic development and ecological and environmental protection. Although the domestic commercial banks in the green financial services innovation in good condition, the green finance in the CBRC and other institutional departments under the strong support of the broad prospects for development, but the legal system is not sound, information resources asymmetry, product selection and other issues Gave the commercial bank innovation road added difficulty. In this financial innovation on the road, commercial banks not only to change the traditional concept of the development of the past, and gradually form a new sustainable development business model, but also actively stabilize the rear forces to strengthen the organization and construction, mining, training talents and professional team . In-depth market research for the introduction of financial products to make full preparations. Bank external incentives and support policies, green finance laws and regulations are also commercial banks financial services innovation required support and security conditions. Government departments