财政机关风险管理.pptxVIP

Risk Management in Financial Institutions;What Today?;About me;About the Course : What?;About the Course : What?;About the Course : How?;First of all,let’s talk about risk! ----How much do you know about risk?;Your preference/attitude to risk;Make sentences using risk.;List risk-related words;Define risk in your own words.;Chapter 1 Introduction to Risk Management: What, Why and How? ;1. What is risk?;Comparing some involved or related concepts;Uncertainty;Volatility;Loss (severity);Hazard;Moral Hazard;Probability;Risk exposure ;Categories of Risk in perspective of FIs;Credit Risk ;Market Risk;Operational Risk;Event types;Derivative and operational risk;Liquidity risk ;Legal risk(Compliance risk);A case of Legal risk ; ;Some basic conclusions and perceptions about risk; ;2. Why Manage Risk?;From viewpoint of the special nature of FIs and their business;Basic business lines of FIs;Functions of FIs;FIs in Financial System;Risk transferring channels of financial system;High leverage nature of FIs;High cost of bank failure:;Conclusions: ;From viewpoint of the evolvement of risky environment over past half century ; ;From viewpoint of the regulatory requirements;From viewpoint of loss cases; ;