2013年考研英语二真题及答案.pdf

2013 年全国硕士研究生入学统一考试 英语二试题 Section I UseofEnglish Directions： Read the following text.For each numberedblank there are four choicesmarked A,B,C,or D. Choose thebest one andmarkyour answer onANSWER SHEET 1. (10points) Given the advantages of electronic money,you might think that we would move quickly to the cashless society in which all payments are made electronically. ___1___, a true cashless society is probably not around the corner. Indeed, predictions havebeen___2___ fortwo decadesbuthavenotyet cometo fruition.For example,Business Weekpredictedin 1975that electronicmeansofpayment would soon “revolutionizethevery___3___ ofmoney itself,” only to___4___ itself severalyearslater.Whyhasthemovementto acashlesssocietybeen so___5___ in coming? Although electronic means ofpayment may be more efficient than apayments system based on paper,several factors work ___6___the disappearance of the paper system. First, it is very___7___ to set up the computer, card reader, and telecommunications networks necessary to make electronic money the___8___ form of payment. Second, paper checks have the advantage that they___9___ receipts,something that many consumers areunwilling to___10___.Third,theuse of paper checks gives consumers several days of “float”— it takes several days ___11__ a check is cashed and funds are ___12___fromtheissuer’saccount,which meansthat thewriter ofthecheck can earn interest on the fundsin themeantime. ___13___electronicpaymentsareimmediate,they eliminatethe float fortheconsumer. Fourth,electronicmeansofpayment may___14___security andprivacy concerns.Weoften hearmediareportsthat an unauthorizedhacker hasbeen ableto accessa computer database andto alter information ___15___ there.The fact that this is not an___16___ occurrence means that dishonest persons might be able to access bank accounts in electronic p