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W W W . W A T S O N W Y A T T . C O M Designing annuity products for consumers needs Presented by Mike WadsworthPartner, Watson Wyatt mike. May 2003 第一页，共三十九页。 Agenda Options for generating lifetime income Consumer needs Investing for life Managing survival A new model 第二页，共三十九页。 I dont want to achieve immortality through my work - I want to achieve it by not dying Woody Allen 第三页，共三十九页。 People will soon live twice as long as today, and have the potential to live for 1200 years John Harris, Scientist Member of UK Human Genetics Commission as reported Sunday Times, 25 June 2000 第四页，共三十