2022金融英语(FECT)考试真题卷.pdfVIP

常将有日思无日，莫待无时思有时。——《增广贤文》 2022 金融英语 (FECT)考试真题卷 本卷共分为 1 大题 50 小题，作答时间为 180 分钟，总分 100 分， 60 分及格。 一、单项选择题（共 50 题，每题 2 分。每题的备选项中，只有一 个最符合题意） 1.Which of the following is not true of forfaiting ______. A．Forfaiting is a form of trade finance with recourse B ．Forfaiting is the act of purchasing an exporters receivables (the amount the importer owes the exporter) at a discount by paying cash C．The forfeiter takes over the buyer risk D．The purchase is usually guaranteed by a bank in the buyers country 2.In documentary collection, the exporters present the documents to ______ after goods have been shipped. A．the remitting bank B．the collecting bank 第1页 共19页 老当益壮，宁移白首之心；穷且益坚，不坠青云之志。——唐·王勃 良辰美景奈何天，便赏心乐事谁家院。则为你如花美眷，似水流年。——《汤显祖》 C．the reimbursing bank D．the opening bank 3.Which of the following is usually least important as a measure of short - term liquidity ______. A．Quick ratio B．Current ratio C．Debt ratio D．Cash flows from operating activities 4.Market risk refers to the risk of ______. A．default B．financial prices fluctuation C．fraud D．deferred payment 5.Which of the following statements is true ______. A．To decrease a receivable, debit the account B．To decrease revenue, debit the account C．To increase owners equity, debit the account D．To increase an expense account, credit the account 第2页 共19页 勿以恶小而为之，勿以善小而不为。——刘备 穷则独善其身，达则兼善天下。——《孟子》 6.John writes a check on his ABC Bank account to pay for goods at Peter. Who is the drawee A．John B．ABC Bank C．Peter D．Both A and C 7.From a Chinese banks point of view, the currency account which it maintains abroad is known as ______, while a RMB accou