商业银行不良贷款证券化模式分析.docxVIP

商业银行不良贷款证券化模式分析  摘要： 本论文主要分析商业银行不良贷款证券化的模式。不良贷款证券化是指将不良贷款转化为可交易的证券，以此来分散银行风险。在中国，不良贷款证券化市场已经迅速发展起来。论文将首先介绍不良贷款的定义和分类，其次探讨不良贷款证券化的意义和存在的问题，最后分析国内外商业银行不良贷款证券化的模式。 关键词：商业银行，不良贷款，证券化，模式分析 Abstract: This paper analyzes the securitization mode of non-performing loans in commercial banks. Non-performing loan securitization refers to the conversion of non-performing loans into tradable securities to diversify bank risk. In China, the non-performing loan securitization market has rapidly developed. This paper will first introduce the definition and classification of non-performing loans, secondly