农户参与农民资金互助社的行为及影响因素研究——基于江苏东海县农户的调查问卷的中期报告.docxVIP

农户参与农民资金互助社的行为及影响因素研究——基于江苏东海县农户的调查问卷的中期报告 摘要： 本研究旨在探讨江苏东海县农户参与农民资金互助社的行为及其影响因素。通过对东海县442名农户的调查问卷，发现农民参与农民资金互助社的主要原因为提高农民收入、增强农民信任感以及保障农民权益。同时，农民对互助社的评价和态度也是决定其参与情况的重要因素。此外，社会文化背景、资金来源和风险认知等因素也对农民参与农民资金互助社产生影响。 研究发现，东海县农民资金互助社目前还处于起步阶段，仅有少数农民参与其中，但大部分农民对互助社的认知和态度都比较积极。因此，针对以上发现，本研究建议加强对农民资金互助社的宣传教育，提高农民对该机构的认知和信任度，同时加强互助社的风险管理和资金监管，为农民提供更加安全、透明的服务。 关键词：农民资金互助社；参与行为；影响因素；江苏东海县 Abstract： The purpose of this study is to explore the behavior and influencing factors of farmers participating in the farmers mutual aid society in Donghai County, Jiangsu Province. Through a survey of 442 farmers in Donghai County, it was found that the main reasons for farmers to participate in the farmers mutual aid society are to increase farmers income, enhance farmers trust, and protect farmers rights. At the same time, the evaluation and attitude of farmers towards mutual aid societies are also important factors that determine their participation. In addition, factors such as social and cultural backgrounds, source of funds, and risk perception also have an impact on farmers participation in farmers mutual aid societies. The study found that the farmers mutual aid society in Donghai County is still in its infancy, with only a few farmers participating, but most farmers have positive knowledge and attitudes towards mutual aid societies. Therefore, based on the above findings, this study recommends strengthening the publicity and education of farmers mutual aid societies, improving farmers recognition and trust in this organization, and strengthening risk management and fund supervision of mutual aid societies to provide farmers with more secure and transparent services. Keywords: farmers mutual aid society; participation behavior; influencing factors; Donghai County, Jiangsu Province