数字金融对农业高质量发展的影响.pdfVIP

农业展望,2022 ,18(7):52-60. 52 Agricultural Outlook 数字金融对农业高质量发展的影响 汤安英S叶颉2 ,雷国铨1 渊 1福建农林大学安溪茶学院福建泉州362400； 2泉州师范学院福建泉州362000) 摘 要：数字金融扩大了金融覆盖率 ，降低了农业产业链的融资成本 ，提高了农户资金获得性遥基于2011—2018 年31个省 、自治区 、直辖市数字金融与农业高质量发展水平之间的面板数据 ，通过固定效应模型回归分析发现 ，数字 金融与农业高质量发展之间存在正向关系 ，即数字金融能促进农业的高质量发展遥基于此 ，应从推动数字金融融入农 业发展 、加强数字金融的基础设施和普及基础性数字科技知识与基础金融知识等方面强化数字金融 ，以促进农业高质 量发展遥 关键词：数字金融 ；农业高质量发展 ；回归分析 开放科学(资源服务)标识码(OSID)： Influence of Digital Finance on High Quality Development of Agriculture Tang Anying1, Ye Jie2, Lei Guoquan1 (!A nxi College of Tea Science, Fujian Agriculture and Forestr University, Quanzhou 362400, Fujian; 2Quanzhou Normal University, Quanzhou 362000, Fujian) Abstract： Digital finance expands the financial coverage, reduces the financing cost of agricultural industrial chain and improves the farmers access to funds. Based on the panel data between digital 行nance and high-quality agricultural development in 31 provinces, autonomous regions and municipalities from 2011 to 2018, through the regression analysis of fixed effect model, it was found that there is a positive relationship between digital finance and high-quality agricultural development, that is, digital finance can promote high-quality agricultural development. Therefore, digital finance should be strengthened from the aspects of promoting the integration of digital finance into agricultural development, strengthening the infrastructure of digital finance, and popularizing basic digital science and technology knowledge and basic financial