以创新实现金融普惠.pptVIP

***以创新实现金融普惠

FinancialInclusionthroughInnovation世界银行,王君WangJun,WorldBank当前世界范围内金融服务获取的情况概览

CurrentMeasurementoftheUnbankedaroundtheWorldDatabaseDateEstimateofFinanciallyExcludedWBGFinancialAccess2009Report70%or2.7billionoftheadultpopulationMcKinney/FAIOctober2009Paper2.5billionoftheadultpopulationResearch:AsliDemirguc-Kunt,BeckandHonohan200770%ofthepopulationSource:MeasuringFinancialAccessaroundtheWorld金融服务获取的全球图景

GlobalMapoftheFinanciallyIncludedSource:发展中国家在金融服务供给方面的差距

AccessGapsforthedevelopingcountriesSource:WorldBankGroupFinancialAccessSurvey2009andWorldBankPaymentSystemsSurvey2008对于金融服务存在大量未满足的需求

UnmetdemandforFinancialServicesSource:OliverWymanAnalysis/BillMelindaGatesFoundation;CGAP.正确理解金融普惠(financialinclusion)“Astateinwhichallthosewhohaverealneedshaveaccesstoafullsuiteofqualityfinancialservices,providedataffordableprices,inaconvenientmanner,andwithdignityfortheclients?”单击此处添加小标题“有真实需求的所有人，能够以合理的价格，方便地和有尊严地获取全面的，高质量的金融服务”单击此处添加小标题贫困客户需要多种类型的服务

PoorClientsNeedaVarietyofServices教育、生育、结婚

Education,birth,marriage安全的存款场所

Safeplacetosave治病或其他紧急需求

illnessandotheremergencies紧急需求贷款

Loansforemergencyneeds流动资本

Workingcapital微小企业贷款

Microenterpriseloans死亡，资产保护

Death,assetprotection保险

Insurance获取亲戚寄送资金

Accesstofundssentbyrelatives汇款和转帐

RemittancesandTransfer老有所养

Oldage养老金

Pension金融服务获取的多个维度

KeyDimensionsofFinancialInclusionSource:MeasuringFinancialAccessaroundtheWorldSource:MeasuringFinancialAccessaroundtheWorld达到金融获取的目标——主要支柱

ReachingtheFinancialInclusionTarget–KeyPillars金融责任的三个维度

ThreeDimensionsofResponsibleFinanceSource:TowardsUniversalAccess:AddressingtheGlobalChallengeofFinancialInclusion拓展金融获取边界的全球趋势

GlobalTrendsShiftingtheFinancialInclusionFrontierForwardSource:MeasuringFinancialAccessaroundtheWorld技术图