新编金融英语听说教程U2-1.pptx

UnitTwo

Depositandwithdrawal

Warm-upListeninginPassageSpeakoutRole-playContents

Deposit(why?)

MoreMoney

HowCome?

ⅠWarm-up:Translatethefollowingterms.

ChineseEnglish活期账户currentaccount储蓄帐户存款/取款凭条定期存款帐户信用卡帐户活期存款定期存款转账凭条大额存单个人存款证明savingsaccountdeposit/withdrawslipdepositaccountcreditcardaccountdemand/sightdeposit(fixed)timedeposittransferslipcertificateofdepositorCDpersonaldepositstatements

EnglishChinesereserveratioFederalReserveDigitalcurrency legaltendercounterfeitmaturitydatepaycheck depositbookbaserate interestrate准备金率美联储数字货币法定货币假币到期日付薪金支票存折基准利率利率

2.DiscussinpairsandanswerthefollowingquestionsWhatistherealnamesystem?OnApril1,2000,banksinChinastartedtoadoptthereal-namesystem.TherealnamesystemorID-backedaccountmeansthatacustomerisrequiredtoshowhisorherownlegalIDcardwhenheorshewantstohaveabankaccountwithacommercialbank,andacopyoftheIDcardwillbeputonfilewiththecustomer’ssignatureonthedocument.TheIDnumberwillberequiredtoverifythecustomer’sidentitywhenanytransactionsaremadebythecustomerwiththebanklater.

2)Whatisdeposit?

Adepositisafinancialtermwithmultipledefinitions.Itistoplaceone’smoney(usu.sparecash)forsafekeepingorintrust,especiallyinabankaccount.(存钱）savemoney省钱Anotherdefinitionofdepositreferstowhenaportionoffundsisusedassecurityorcollateralforthedeliveryofgoodsorservices(定金、订金）

3).WhatdocumentsshouldbepresentedifonepersonwantstoopenadepositaccountinChinaConstructionBank(CCB)?IDcardanddepositslip.

4)Whatshouldbewrittenonthedepositslip?thedepositor’snameIDnumberorpassportnumberaddressandphonenumberormobilenumberDatenameofthecurrencytheamounttobedepositedthetypeofthedepositthetermofthedepositifitisafixedtimedepositandsignatureofthedepositor

5)Termsaboutinterestratesimple