2026届高考英语人教版（2019）大一轮复习UNIT 5　THE VALUE OF MONEY.docxVIP

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UNIT5THEVALUEOFMONEY

Ⅰ.阅读理解(每题2.5分,共20分)

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Whereyousaveyourmoneyoftendependsonwhatyouaresavingfor.Ifyouaresavingtobuyadictionaryortogotoaconcert,thenyouprobablykeepyourmoneysomewhereinyourroom.

Ifyouaresavingforabigpurchaselikeamountainbikeoraschooltrip,wherewouldyousaveyourmoney?

Oneplacetosavemoneyisthebank.Puttingyourmoneyinasavingsaccountwillhelpyourmoneyearnmoremoney.Ifyouputyourmoneyinapiggybank(存钱罐),oneyearlateryou’llstillhavethesameamountofmoneyyouputin.Ifyouputyourmoneyinasavingsaccount,oneyearlater,you’llhavemoremoneythanyouputin.Why?

Whenyoukeepyourmoneyinabank,yourmoneyearnsinterest.Interestistheamountofmoneyabankpaysyouforusingyourmoney.Thebankusesyourmoney(andthemoneyofotherpeople,too)toloanmoneytopeopleandbusinesses.

Thebankwillsendyouastatementseveraltimesayear.Abankstatementtellsyouhowmuchmoneythereisinyouraccount.Italsotellsyouhowmuchinterestyouhaveearned.Ifyouleaveyourmoneyinthebank,youcanwatchitgrow!

Anotherwayyoucansavemoneyistobuyacertificateofdeposit(定期存单),orCD.Ifyouhavesomemoneythatyoudon’tneedtouseforalongtime,thisisagoodwaytomakeyourmoneygrow.

YoucanbuyaCDatabank.Youagreenottousethemoneyforacertainperiodoftime.Thatperiodmightbefromsixmonthstofiveyears.Youcan’ttouchyourmoneyduringthattime.Ifyoudo,youmustpayapenalty,orafee.

Sincethebankisusingyourmoneyforthattimeperiod,itwillpayyouinterest.YouwillearnmoreinterestwithaCDthanasavingsaccount.Canyouguesswhy?It’sbecauseyoupromisetoleaveyourmoneyinthebankforacertainperiodoftime.Bankspaydifferentratesofinterest.So,youmaywanttocompareratesinnewspaperadsbeforebuyingaCD.

()1.Whichwaywillhelpyourmoneyearnmoremoney?

[A]Puttingyourmoneyinyo