邮储银行洛阳市笔试英文行测高频题含答案.docxVIP

第PAGE页共NUMPAGES页

邮储银行洛阳市笔试英文行测高频题含答案

一、选词填空（共5题，每题2分，共10分）

（本部分考查词汇在语境中的运用能力，结合银行业务和洛阳地域特点设题）

1.TheeconomicrecoveryinLuoyanghasbeen__________bythedevelopmentofthehigh-techindustry.

A.promoted

B.supported

C.boosted

D.enhanced

2.To__________theriskofloandefaults,thepostalbankemphasizesstrictcreditassessment.

A.minimize

B.maximize

C.monitor

D.evaluate

3.ThenewbranchinXiangyangwill__________thebank’sservicecoverageincentralChina.

A.expand

B.extend

C.develop

D.improve

4.Theannualfinancialreportneedstobe__________totheregulatoryauthoritiesbytheendofJune.

A.submitted

B.delivered

C.posted

D.published

5.Thebank’sdigitaltransformationstrategyaimsto__________customersatisfactionandoperationalefficiency.

A.enhance

B.increase

C.improve

D.accelerate

二、阅读理解（共4题，每题3分，共12分）

（本部分选文涉及银行业数字化转型、乡村振兴、区域经济政策等主题）

Passage1

TheStateCouncilrecentlyannouncedaplantoboostruralfinance,focusingonexpandingcreditservicesinwesternregionslikeHenan.Thepostalbankhasbeenselectedasakeyparticipantintheinitiative,leveragingitsextensivenetworktoprovideaffordableloanstosmallfarmers.Theprogramaimstoreducethefinancinggapinagriculturalsectors,wheretraditionalbanksoftenhesitatetoinvestduetohighrisks.Byintegratingblockchaintechnology,thepostalbankalsoensurestransparencyinloandisbursement,loweringfraudcases.Luoyang,asahubincentralChina,isexpectedtoseesignificantbenefitsfromthispolicy.

Questions:

6.Whatistheprimarygoaloftheruralfinanceplan?

A.Toincreaseprofitsforcommercialbanks.

B.Toreduceagriculturalfinancingrisks.

C.TopromoteurbanizationinwesternChina.

D.Toreplaceexistingbankingservices.

7.Howdoesthepostalbankintendtomitigaterisksinrurallending?

A.Byraisinginterestrates.

B.Bylimitingloanamounts.

C.Throughtechnologicaloversight.

D.Byrequiringcollateralguarantees