高频精选：银行英语笔试题库及答案.docVIP

高频精选：银行英语笔试题库及答案

单项选择题（每题2分，共10题）

1.Whatsthemeaningofcurrentaccount?

A.储蓄账户

B.支票账户

C.定期账户

D.信用卡账户

2.Whichwordmeans贷款?

A.deposit

B.loan

C.interest

D.balance

3.ATMstandsfor?

A.AutomaticTellerMachine

B.AutomaticTransferMachine

C.AutomaticTallyMachine

D.AutomaticTestingMachine

4.Whatdoescreditcardreferto?

A.借记卡

B.信用卡

C.储蓄卡

D.会员卡

5.Whichisrelatedtoexchangerate?

A.利率

B.汇率

C.税率

D.费率

6.Theoppositeofdebitis?

A.credit

B.deposit

C.withdraw

D.borrow

7.Whatsthefunctionofabankstatement?

A.存钱

B.取钱

C.记录账户交易

D.申请贷款

8.Overdraftmeans?

A.透支

B.储蓄

C.投资

D.保险

9.Whichoneisafinancialinstitution?

A.school

B.hospital

C.bank

D.factory

10.Whatdoesinterestratemean?

A.汇率

B.税率

C.利率

D.费率

答案：1.B2.B3.A4.B5.B6.A7.C8.A9.C10.C

多项选择题（每题2分,共10题）

1.Whichofthefollowingarebankingservices?

A.Depositingmoney

B.Withdrawingmoney

C.Applyingforloans

D.Buyingstocks

2.Whatarethetypesofbankaccounts?

A.Currentaccount

B.Savingsaccount

C.Fixeddepositaccount

D.Investmentaccount

3.Whichwordsarerelatedtomoney?

A.Cash

B.Coin

C.Bill

D.Check

4.Whatarethecommonbankingfees?

A.Servicefee

B.Interestfee

C.Withdrawalfee

D.Depositfee

5.Whichofthefollowingcanbeusedforpayment?

A.Cash

B.Creditcard

C.Debitcard

D.Mobilepayment

6.Whatarethefunctionsofabank?

A.Acceptdeposits

B.Makeloans

C.Providefinancialadvice

D.Issuebonds

7.Whichofthefollowingarefinancialinstruments?

A.Stocks

B.Bonds

C.Mutualfunds

D.Insurancepolicies

8.Whatarethewaystoaccessbankservices?

A.Inpersonatabankbranch

B.Onlinebanking

C.Mobilebanking

D.Telephonebanking

9.Whichwordsdescribebankoperations?

A.Deposit

B.Withdraw

C.Transfer

D.Invest

10.Whataretherisksinbanking?

A.Creditrisk

B.Marketrisk

C.Operationalrisk

D.Reputationrisk

答案：1.ABC2.ABC3.ABCD4.ABCD5.ABCD6.ABC7.ABCD8.ABCD