江苏2025自考[金融学]英语二考前冲刺练习题.docxVIP

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江苏2025自考[金融学]英语（二）考前冲刺练习题

一、选择题（共20题，每题1分，计20分）

说明：每题有四个选项，请选择最佳答案。

1.TherapiddevelopmentoffintechinJiangsuProvincehassignificantlytransformedthetraditionalbankingsector.

A)improvedB)transformedC)expandedD)declined

（注：结合江苏金融科技发展背景）

2.Tomitigatecreditrisk,commercialbanksinChinaoftenrequireborrowerstoprovidecollateral.

A)mitigateB)assessC)diversifyD)collateral

（注：结合中国银行业风险管理实践）

3.Themonetarybaseinacountryisprimarilyinfluencedbythecentralbanksopenmarketoperations.

A)monetarybaseB)reserveratioC)inflationrateD)openmarketoperations

（注：结合宏观金融知识）

4.WhichofthefollowingisakeycharacteristicofIslamicbanking?

A)Interest-basedlendingB)Profit-and-losssharingC)Short-termfinancingD)Capital管制

（注：结合江苏地区金融机构可能涉及的伊斯兰金融业务）

5.TheBaselIIIagreementaimstoenhancethecapitaladequacyofglobalbanks.

A)enhanceB)reduceC)stabilizeD)eliminate

（注：结合国际金融监管框架）

6.Inthecontextofsupplychainfinance,factoringisacommonfinancialtoolusedbySMEs.

A)supplychainfinanceB)factoringC)tradefinanceD)investmentbanking

（注：结合江苏中小企业融资需求）

7.Theyieldcurvebecomesinvertedwhenshort-terminterestratesarehigherthanlong-termrates.

A)invertedB)flatC)slopedD)normal

（注：结合货币政策分析）

8.Ahedgefundtypicallyemployshigh-risk,high-rewardstrategiestogeneratereturns.

A)high-risk,high-rewardB)low-risk,low-rewardC)conservativeD)speculative

（注：结合江苏地区私募基金监管）

9.TheForeignExchangeRiskManagementsystemhelpsenterpriseshedgeagainstcurrencyfluctuations.

A)hedgeB)exposeC)borrowD)invest

（注：结合江苏企业跨境贸易需求）

10.TheSecuritiesandExchangeCommissionof江苏overseesthecapitalmarketsintheprovince.

A)SecuritiesandExchangeCommissionofJiangsuB)PeoplesBankofChinaC)StateAdministrationofTaxationD)ChinaInsuranceRegulatoryCommission

（注：结合地方金融监管机构）

11.Aleveragedbuyout(LBO)involvesusingdebtfinancingtoacquireacompany.

A)l