湖北2025自考[金融学]英语二模拟题及答案.docxVIP

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湖北2025自考[金融学]英语（二）模拟题及答案

第一部分：词汇与语法结构（共20题，每题0.5分，计10分）

说明：每题从A、B、C、D四个选项中选出最佳答案填入括号内。

1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovate.

A.forced

B.pushed

C.driven

D.compelled

2.Theglobalfinancialcrisisof2008highlightedtheneedforstricter______inthebankingsector.

A.regulation

B.regulationized

C.regulated

D.regulatory

3.Chinasdigitalyuanaimsto______theefficiencyofcross-borderpayments.

A.enhance

B.enhancing

C.enhancement

D.enhanced

4.Thecentralbankdigitalcurrency(CBDC)isexpectedto______theroleofprivatecryptocurrencies.

A.diminish

B.diminishes

C.diminished

D.dimishing

5.Financialinclusioneffortsinruralareasfocuson______accesstobankingservices.

A.expanding

B.expand

C.expanded

D.expansion

6.TheBaselAccordsprovideaframeworkfor______capitaladequacyinglobalbanking.

A.assess

B.assessment

C.assesses

D.assessed

7.Theriseofrobo-advisorshas______thedemandforhumanfinancialadvisors.

A.reduced

B.reducing

C.reduction

D.reducedly

8.Thetermshadowbankingreferstofinancialintermediationoutsidethe______system.

A.banking

B.banked

C.banks

D.banking’s

9.TheGreenFinanceBondissuedbythePeoplesBankofChinaaimsto______greenprojects.

A.fund

B.funding

C.funds

D.funded

10.TheAsianInfrastructureInvestmentBank(AIIB)focuseson______developmentinemergingmarkets.

A.infrastructural

B.infrastructure

C.infrastructured

D.infrastructurally

11.TheimplementationoftheAnti-MoneyLaunderingLawinChinahas______financialcrime.

A.deterred

B.deterrence

C.deterring

D.deterredly

12.The______ofnon-performingloans(NPLs)remainsamajorchallengeforChinesebanks.

A.provision

B.provisioned

C.provisions

D.provided

13.ThefinancialtechnologysectorinShenzhenhas______rapidgrowthinrecentyears.

A.achieved

B.achieving

C.achievement

D.achievedly

14.The______market