2025年天津银行招聘考试（英语）历年参考题库含答案详解.docxVIP

2025年天津银行招聘考试（英语）历年参考题库含答案详解

一、选择题

从给出的选项中选择正确答案（共50题）

1、Acustomerasks,HowcanItransferfundstoanotherbank?Thecorrectresponseis:

A.Openanewaccount

B.Applyforaloan

C.Useonlinebanking

D.VisitanATM

【参考答案】C

【解析】银行转账通常通过网上银行完成，选项C符合实际操作流程。其他选项与转账无关，A是开户，B是贷款，D是现金存取。

2、ThesentenceThebankoffersadiscountonloaninterestratesifcustomersdepositsavingsforatleastsixmonths.Whichtermisusedcorrectly?

A.Discount

B.Interest

C.Deposit

D.

【参考答案】A

【解析】Discount语境中指贷款利息的减免，符合金融术语使用规范。B选项interest是利息本身，C选项deposit指存款，D选项apply搭配动词（如applyforaloan）。

3、Whichphrasebestdescribesabanksroleintheeconomy?

A.Manufacturinggoods

B.Regulatingcurrency

C.Producingfood

D.Developingsoftware

【参考答案】B

【解析】银行的核心职能是货币发行与监管（如央行职能）和金融服务（如存贷款），B选项准确。A、C、D分别对应工业、农业和科技领域。

4、Inthepassageaboutcustomerservice,theunderlinedsentenceOurpriorityistoresolveissuesefficientlymostlikelymeans:

A.Customersshouldwaitforlongperiods

B.Thebankprovidesimmediatesolutions

C.Employeesareunprofessional

D.Complaintsareignored

【参考答案】B

【解析】Efficiently强调高效性，B选项直接对应。A选项与priority矛盾，C、D选项与正面表述不符。

5、Whichsentenceusesthecorrectprepositionwithinterest?

A.Heearnedhighinterestonhisdeposit.

B.Thebankchargeslowinterestforloans.

C.Shepaidextrainterestonthelatepayment.

D.Theinterestratefluctuatesmonthly.

【参考答案】B

【解析】Interest作名词时，chargeinterestforloans是固定搭配，表示贷款利息。其他选项中，A的ondeposit正确但非考察重点，C的onpayment搭配不当，D的rate需与interest连用（interestrate）。

6、Ifacustomersays,Ineedaloanwithlowrisk,thebestreplyis:

AWeofferrisk-freeinvestments.

B.Afixeddepositmightsuityourneeds.

C.Ourloanshaveflexiblerepaymentterms.

D.High-riskloansyieldhigherprofits.

【参考答案】B

【解析】Lowrisk对应低风险理财工具，固定存款（fixeddeposit）是典型低风险产品。A选项risk-free过于绝对，C选项强调还款灵活性，D选项与低风险矛盾。

7、Whichsentenceisgrammaticallycorrect?

A.Thebankwillgiveyoualoanifyouhavegoodcredit.

B.