平价医疗法案与永久居民医保要求及公共负担说明.pdfVIP

TheAffordableCareActandPermanentResidents

平价医疗法案与永久居民

TheAffordableCareAct(“ACA”),enactedin2010,requirescertainindividualsinthe

UnitedStatestomaintainminimumessentialhealthcoverage,suchasindividualmarketpolicies,

job-basedcoverage,Medicare,Medicaid,Children’sHealthInsuranceProgram(“CHIP”),and

TRICARE.Thisrequirementappliestopermanentresidents.Notethatreceiptofpubliclyfunded

orsupportedhealthinsurancebyapermanentresidentisnotconsideredforpublicchargepurposes

andisnotagroundofinadmissibility.

于2010年颁布的平价医疗法案(“ACA”)，规定在的个人必须拥有最基本的医

疗保障，例如市场、公司员工、老年人/人、低收入/

儿童、儿童健康计划(“CHIP”)、和民用。永久居民也必须

获得最低医保。请注意，获取公共于大众的资助或身边永久居民支助的将不

被列为公共负担，从而不能以此为入境的理由。

PeoplerequiredtoabidebyACAwhodonotobtainminimumessentialcoveragemustpay

apenaltywhentheyfiletheirfederaltaxreturns.Thepenaltywillbeadjustedforinflationinfuture

years.

需要遵守ACA法案的个人如果没有获取规定的最低医保，将在申报税退税时

受到罚金惩罚。罚金会根据以后的市场通货膨胀而有所上涨下调。

Anindividualwhofailstoobtainminimumessentialcoveragemaybeexemptfrompaying

thefineifhe/shemeetsoneofthefollowingconditions:

未获得规定最低医保的个人但符合以下所列之一即可免除罚金惩罚：

•He/shehasbeenuninsuredforsthan3monthsoftheyear.

一年内不超过3个月未受医保。

•Thelowest-pricedcoverageavailabletohim/herwouldcostmorethan8%ofhis/her

householdincome.

最低的缴纳金超出整个家庭年收入的8%。

•He/shedoesnothavetofileataxreturnbecausehis/herinco