IMF-脆弱和受冲突影响国家的支付弹性：中央银行数字货币（CBDC）的教训（英）-2025.pdfVIP

PaymentResilienceinFragileandConflict-AffectedStates:

LessonsforCentralBankDigitalCurrency(CBDC)

MajidMalaika,GabrielSoderberg,andKaterynaZhabska

NOTE/2025/009

FINTECHNOTE

PaymentResilienceinFragile

andConflict-AffectedStates:

LessonsforCentralBankDigital

Currency(CBDC)

MajidMalaika,GabrielSoderberg,andKaterynaZhabska

November2025

2

©2025InternationalMonetaryFund

PaymentResilienceinFragileandConflict-AffectedStates:LessonsforCentralBankDigital

Currency(CBDC)

Note2025/009

PreparedbyMajidMalaika,GabrielSoderberg,andKaterynaZhabska

Cataloging-in-PublicationData

IMFLibrary

Names:Malaika,Majid,author.|Söderberg,Gabriel,1978-,author.|Zhabska,Kateryna,author.|

InternationalMonetaryFund,publisher.

Title:Paymentresilienceinfragileandconflict-afflictedstates:Lessonsforcentralbankdigitalcurrency

(CBDC)/MajidMalaika,GabrielSoderberg,andKaterynaZhabska.

Othertitles:Lessonsforcentralbankdigitalcurrency(CBDC).|Fintechnotes.

Description:Washington,DC:InternationalMonetaryFund,2025.|Nov.2025.|NOTE/2025/009.|

Includesbibliographicalreferences.

Identifiers:ISBN:

9798229030977(paper)

9798229031066(ePub)

9798229031035(WebPDF)

Subjects:LCSH:Digitalcurrency.|Financialservicesindustry—Technologicalinnovations.

Classification:LCCHG1710.M32025

DISCLAIMER:FintechNotesofferpracticaladvicefromIMFstaffmem