2025 年世界财富报告：驾驭大规模财富转移，锁定新一代高净值人群.pptxVIP

Sailthegreatwealthtransfer

SettingacoursetowinNext-genHNWIs

REEARCHNTTUTE

WorldReportSeries2025

WealthManagement

Boostengagementtodrivegrowthandsteerwealth

transferdynamics

55

RetainandevolveRMstocementrelationshipwithNext-genHNWIs

58

ExpandvaluedeliverytoengageanddelightNext-genHNWIs

56

Tableof

contents

Executivesummary

42

Executivesteeringcommittee

24

Foreword

12

PartnerwithCapgemini

04

08

03

Methodology

Conclusion

WorldWealthReport2025

2

WorldWealthReport2025

7

Theglobaleconomygrewstronglyin2024andwassupportedbyinterestratecutsfrommajorcentralbanks.Givenamorecomplexgeopoliticalenvironmentmovingforward,variedresponsesin

monetarypoliciesareanticipatedacrosscentralbanksin2025.

Boostengagementtodrivegrowthandsteerwealthtransferdynamics

Withsolidequitymarketmomentumandrenewedmacroeconomicgrowth,globalhigh-net-worthindividual(HNWI)wealthand

populationincreasedduring2024,by4.2%and2.6%respectively.

Lookingaroundtheglobe:

•NorthAmericaledthegrowthinHNWIwealth,growingby8.9%,andalsoinHNWIpopulation,whichwasupby7.3%.

•TheAsiaPacific(APAC)regionsawa4.8%increaseinHNWIwealthanda2.7%riseinpopulationtotals.

•Together,continentalEuropeandtheUKrecordedmoremodestchangesinHNWIwealthandpopulation,witha0.7%increaseinwealthanda2.1%declineinpopulation.

Toleveragemarketmomentumandtacklevolatility,HNWIsare

rebalancingtheirportfoliosbypairingcapitalprotectionandreturnpotential,resultinginarelativelystableassetallocation,verysimilartothatseenduring2024.InJanuary2025,HNWIs’globalstock

allocationsincreasedbyonepercentagepointto22%,drivenbyoverallstrongmarketreturnsaswellasenthusiasmforartificialintelligence(AI)andtechstocks.Ontheotherhand,fixed-incomeallocationsdeclinedbytwopercentagepointsto18