南非市场报告：Lumkani案例研究.pptxVIP

SouthAfrica

MarketReportLumkani

casestudy

April2025|RadicleDevelopment

3Background

Howaredigitalinclusionandpovertyalleviationrelated?

6Case:Lumkani

LumkaniMarketAnalysis

10IsLumkaniuserelatedtopovertyalleviation?

Ifso,inwhatways?

JobCreation

PovertyReduction

LivelihoodImprovement

IncreasedResilience

12Whatroledomarketconditionsplay?

Microinsurancemarket

Regulatoryenvironment

Localgovernmentfireresponse

Housinginequalityandclimaterisks

Financialviabilityandvariability

18Conclusions

Acknowledgements

Endnotes

Contents

Thiscasestudyispartofthisseriesofresearch,exploring

thefollowingquestions:

•Howarebusinessesandtheirabilitytoscaleaffectedbymarketconditions?

•Howarebusinesses,inturn,changingtheirmarketenvironment?

•Whoaretheusersofthebusinessproduct?

•Whatistheimpactofthebusinessproductontheseindividuals’livelihoodsandsocio-economicstatus?Andwhatroledidmarketconditionsplayinthisimpact?

Lookforothercasesinthisseries:

TaskMoby(Ethiopia),GeoKrishi(Nepal),andEnsibuuko(Uganda).

TheGSMAInnovationFundsourcessolutionsleveragingdigitalandemergingmobiletechnologiesandsupportsthemtoscale.Theaimofstimulatingdigitalinnovationistodeliversustainable

businessesthatcancreatelarge-scalesocio-economicimpactthroughdigitaltechnologyandmobileinternet.

TogetherwiththeUK’sForeign,CommonwealthandDevelopmentOffice(FCDO),andSwedish

InternationalDevelopmentCooperationAgency(SIDA),theGSMAInnovationFundcommissionedaseriesofresearchandevaluationprojectstoexamineandunderstandtheconnectionofitsworkde-riskingdigitalinnovation,specificallysupportingbusinessestoscalewhohaveapotentialfor

follow-onpositiveoutcomes.Thesepotentialoutcomesincludejobcreation,povertyreduction,

livelihoodimprovement,andincreasedresiliencetonegativeshocks(fore