2025银行业治理风险与合规GRC趋势研究报告挑战与应对策略 英文版 .docxVIP

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Contents

1.

9

RegulatoryFocusinUS

2.

12

RegulatoryFocusforAsianBanks

andregulatorystandards.Regu

andregulatorystandards.

GRChelpsincreasevisibilityandmitigatevariousriskstomeetongoingindustry

Governancereerstothesetofrulethe

Governancereerstothesetofrule

theproperfunctioningofthebankor

management,resourcemanagement

accountability,andmanagement

rangeofinternalandexternalrisks,

theateningthestabilityand

pofitabilityoftheinsttution

risks,suchassystemfailuresor

fraudetc.

suchaschangesinexchangeor

Compliancereferstobankso

adherencetolaws,industry

standards,regulations,andbest

governingorregulatorybodies

suchasBankSecrecyAct(BSA),

etc.

(Overseas)

RecentRegulatoryFocus(US)

Risks

Banksandfinancialinstitutionsfacea

?rrInternalrisksincludeioperational

?Externalrisksincludemarketrisks,

interestrates

Governance

processes,andfpoliciesessentialfors,financialinstitution,coveringethical,

controls

RecentRegulatoryFocus

Compliancefinancialinstitutions’levelofr

practicesmandatedbytherelevant

Dodd-FrankAct,USAPATRIOTAct

Source:DesktopResearch,ExpertInterviews,NRIAnalysis 2

robustandcomprehensivegovernancean

robustandcomprehensivegovernanceandriskmanagementstrategies.

USbanksfaceawidespectrumoffinancialandnon-financialrisks,necessitating

TypeofRisks

Market/RiskGov

Market/

InterestRateRiskLiquidityRisk

IT/CybersecurityRisk

OperationalRisk

ReputationRisk

Internal/AuditTesting

Descriptions

Theriskofadversefinancialimpactduetofluctuationsinmarketconditionsorinterestrates

Theriskofbeingunabletomeetshort-termfinancialobligationsduetoinsufficientcashorliquidassets

Theriskoffinancialandoperationalharmfromcyberthreats,databreaches,orITsystemfailures

Theriskoflossduetofailuresininternalprocesses,systems,orhumanerror,impactingdailyoperations

Theriskofdete